Protect Your Property

Communities use flood maps to identify areas with the highest risk of flooding. Use FEMA’s flood mapping tool to determine your property’s flood zone. Areas located in a Special Flood Hazard Area are at higher risk, but even if your property is outside that area, it could still flood - it just means you have a lower or moderate risk.

Damage from coastal or inland flooding is not covered under home insurance and requires a separate policy. Visit floodsmart.gov to learn more.

Evacuation orders are issued to protect people from storm surges or those living in low-lying areas prone to flooding. City officials will announce areas where people need to evacuate if needed.