Know Your Risk

Communities use flood maps to identify areas with the highest risk of flooding. Use FEMA’s flood mapping tool to determine your property’s flood zone. Areas located in a Special Flood Hazard Area are at higher risk, but even if your property is outside that area, it could still flood - it just means you have a lower or moderate risk.

Roadway covered with flood water

Purchase Flood Insurance

Damage from coastal or inland flooding is not covered under home insurance and requires a separate policy. Visit to learn more.

Animated house surrounded by flood waters

Evacuation Zones

Evacuation orders are issued to protect people from storm surges or those living in low-lying areas prone to flooding. City officials will announce the exact zones where people need to evacuate if needed.

The zones designated A through D, clarify whether a resident should evacuate in an emergency - or shelter at home or in their place of business – based on their address and the nature of the emergency.

If your address is not located in a designated zone, the good news is you are not expected to evacuate due to any of the identified storm scenarios. However, that does not mean you will never have to heed instructions from your local emergency manager for major emergencies, so be sure to keep an eye on reports.

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Protect Your Property

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